Independent Marketing Group of American National Ins. Co.

Palladium® Single Premium Immediate Annuity offers the Security of immediate income that can last for life or for whatever period your clients need, plus the comfort of knowing there is a Liquidity Option3 that can provide a lump sum withdrawal or even surrender of the remaining proceeds, in case of future emergency needs.

Plus, the Palladium® Single Premium Immediate Annuity now offers a
Cost of Living Adjustment (COLA)1 to provide the added security of income that will adjust each year according to the percentage2 selected.

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1 COLA may not be available in all states and is not available on Installment Refund and Cash Refund income options. 2 Simple or Compound Annual Interest. Partial Withdrawals or Full Surrender allowed after 3 years. A commutation charge will be assessed on partial and full surrenders. 3 Liquidity option not available in all states. Partial or full surrender may result in a decrease or loss in future income. Certain conditions apply. See marketing brochure 9152 for further details. Policy form NSPA

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